THE 8 MONEY ARCHETYPES
The “MBTI” of Money
If you don’t know your Money Archetypes, do the quiz here.
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Trusting
Indecisive
Happy-go-lucky
Fearful or anxious
Financially dependent
Non-confrontational
Feels powerless
Represses feelings & beliefs
Seeks security
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Innocents are like children in the sense that they have not yet learned to judge or discern other people’s motives or behaviour. While this trait can be very endearing, it is also precarious for an adult trying to cope in the real world.
We all start out our journey in life as Innocents; however, as we grow and develop, most of us shed the veil of innocence and replace it with our experience in the real world.
The Innocent’s goal is safety at all costs. The primary fear is of abandonment.
The reason that so many women are Innocents is most likely because women are encouraged by our culture to be unassertive and trusting. The Innocent is often romantically paired with Tyrant or Warrior money types, who both thrive on rescuing the Innocent.
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Prone to blaming others
Highly emotional
Lives in the past
Financially irresponsible
Seeks to be rescued
Resentful
Unforgiving
Addictive
Lives out a self-fulfilling
prophecy
Feels powerless
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Victims generally have a litany of excuses for why they are not more successful, and the excuses are all based on their historical mythology. That is not to say that bad things haven’t actually happened to Victims.
More often than not, Victims have been abused, betrayed, or have suffered some great loss. The problem is that they have never processed their pain, and so it has turned on them.
Victims are always looking for someone to rescue them, because they believe they have suffered enough. They carry a sense of entitlement: “I paid my dues, look at my battle scars. Where ‘s my reward?”
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Powerful
Driven
Loyal
Competitive
Disciplined
Goal oriented
Financially successful
Confident
Calculating
Generous
Rescuer
Discerning
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Warriors often have difficulty understanding the difference between an adversary and a worthy opponent. A worthy opponent presents an opportunity to put down the sword and embrace one’s potential for growth and transformation. A worthy opponent is usually the person with whom you have the greatest conflict. When we are willing to recognize the lesson this person has to teach, even when it is disguised as conflict, their presence is worthy of our attention. When we acknowledge the conflict as an opportunity for growth, our “opponent” has, in fact, served us.
The primary fears of the Warrior are dependence and loss of power. The spiritual journey of Warriors, financially speaking, is to understand what they are truly seeking to protect and to establish boundaries around what is most important to them. This means knowing when and why to pick up the sword, and when to put it down. We all need a bit of healthy Warrior inside of us because the Warrior makes things happen. The question is, at what cost? An enlightened Warrior knows the answer.
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Controlling
Manipulative
Long-suffering
Secretive
Caretaker
Self-sacrificing
Disappointed
Critical and judgmental
Perfectionist
Resentful
Passive-aggressive
Compassionate
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Martyrs move between two distinctly different energies: one that seeks to be in control and is controlling of others and the other that feels wounded like a very needy child.
Martyrs tend to be perfectionists and have high expectations of themselves and of others, which makes them quite capable of realizing their dreams because they put so much energy into being right.
Like Victims, Martyrs often live in high drama, experiencing a lot of highs and lows and struggling with their attachment to negative experience. They see the glass as half empty instead of half full. Their focus on the negative often keeps them from realizing the deep wisdom that lies within their experience.
Martyrs who are willing to do their own spiritual work to heal their wounds have the capacity to become gifted healers and powerful manifesters – money Magicians.
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Restless
Undisciplined
Financially irresponsible
Impetuous
Optimistic
Overly generous
Happy-go-lucky
Adventurous
Lives for today
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Fools are really a combination of the Innocent and the Warrior. An adventurer at heart, the Fool gets caught up in the enthusiasm of the moment, caring little for the details.
The primary difference between Fools and Innocents is that Fools are relatively fearless in their endeavors and remain eternal optimists regardless of the circumstances.
In this regard, Fools are like Warriors because they seem to always land on their feet and are not easily defeated. The Fool also sets out to conquer the world but is easily distracted and lacks the discipline of the Warrior.
The Fool is much more interested in making money as a sport or form of recreation than as a serious endeavor. Fools would happily give the shirt off their backs only to realize later that it was their last one.
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Passive
Internally motivated
Detached
Nonmaterialistic
Loner
Seeker of truth
Highly artistic and/or Spiritual
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Creator/Artists often overly identify with the interior world and may even despise those who live in the material world.
Their negative beliefs about materialism only block them from the very freedom they so desire. Creator/Artists most fear being inauthentic or not being true to themselves.
Since it is almost impossible to attract what we are repelled by, the Creator/Artist is constantly struggling for financial survival. This is not because they lack talent or ambition. Rather, they are stuck in a belief system that sabotages their ability to manifest money.
Too many people on the creative/artistic path feel that money is bad or lacking in spirituality. This is only true to the extent that one believes it is true. And to the extent that Creator/Artists maintain this belief system, they are limiting themselves and creating a block to the flow of money.
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Controlling
Rigid
Manipulative
Fearful
Oppressive
Prone to rage or violence
Critical and judgmental
Aggressive
Unforgiving
Secretive
Highly materialistic
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Tyrants tend to be self-interested, whereas Warriors are often heroic in their true concern for others’ welfare. This money type wants power and control for their own sake and will forsake other people if necessary to gain more of it.
Throughout history, the Tyrant has emerged as the ruler who dominates and destroys with no sign of remorse. Today, Tyrants can be found among the political leaders, business people, and family figureheads who use whatever means necessary to win. The Tyrant is a master manipulator of both people and money.
Tyrants, however, are not as rich as they appear. Sure, they have everything money can buy (which often does include beautiful people) and never have to worry about paying the phone bill, but they lack many things that money cannot buy. They are often, in spite of their apparent success, very fearful and rarely feel any sense of fulfillment. The Tyrant suffers from a condition I call “chronic-not-enoughness.”
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Wise
Conscious
Trusting
Generous
Loving
Lives in the present
Powerful
Optimistic
Confident
Compassionate
Financially balanced
Transforms reality
Tells the truth
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Magicians know how to transform and manifest their own financial reality. Their resort to a new and ever-changing set of dynamics both in the material and spirit worlds.
At our best, when we are willing to claim our own power, we are all Magicians.
The archetype that is active in your life now is a starting point for personal transformation.
By understanding your own money mythology and the personal history behind your current money type, you will become conscious of patterns and behaviours that are preventing you from being a money Magician.
With faith, love, and patience, the Magician simply waits in certainty with the knowledge that all our needs are met all the time. Magicians embrace the inner life as the place of spiritual wealth and the outer life as the expression of enlightenment in the material world. They are infinitely connected.
WANT TO KNOW MORE?
Schedule a FREE 30-minute consultation with Sophie, Certified Money Coach (CMC)® to have a deeper analysis of your Money Archetype(s).
The Money Type Quiz is created by The Money Coaching Institute, which has been surveying individuals for the past 20+ years. The Eight Money Types are excerpted from the book Money Magic by Deborah L. Price © Copyright 2001 All rights reserved.